Young people's access to housing hasn´t changed much after the pandemic, but is true that from EUROMARKET REAL ESTATE in Benalmádena (Málaga) we have noticed that the prices of sale and rent have dropped, but not much, however, this may shed some light on young people who are still considering accessing to your first home.
But this does not mean that more aid and alternatives are not necessary so that young people and homes do not pose any problem.
At EUROMARKET REAL ESTATE in Benalmádena (Málaga) we are aware and there are also studies that reflect this, that our young people have to wait at least 34 years to become independent, about 40% and the main reason is the lack of financial savings to to be able to face the expenses of a new home.
To this must be added that many of the young people are not satisfied with just anything, since they are willing to emancipate themselves, they look for houses in fashionable neighborhoods, something that increases the price by about 20%.
In addition, at EUROMARKET INMOBILIARIA in Benalmádena (Málaga) we know that the homes most young people are looking for are open-plan houses, with space, a terrace and that the dimensions are well used, aspects that make housing even more expensive.
Mainly, the problem with access to a house is that of supply and the lack of greater aid.
And it is that the impact that the coronavirus will have on the real estate sector and the economy, added to the difficulty that our young people already had in accessing housing, does not paint a very hopeful future for this part of society.
At EUROMARKET REAL ESTATE in Benalmádena (Málaga) we think that there may be many solutions, the offer of newly built homes can be expanded, developing a new housing aid plan; promote the construction of a housing stock for affordable and subsidized rent that adapts to the demand of young people; reduce VAT when buying a first home and apply deductions on personal income tax for owners who decide to use their homes for rent ... among others.
And it is that the rental option, as things stand today, is presented as the best option for young people to have the possibility of having their first home.
But what do young people think about housing after confinement?
There are studies that reveal that the vast majority of young people would prefer to have been in another type of home during the confinement period, from a larger house, to have changed their location or to have a terrace or garden where they would have gotten better at this time .
And besides, they would opt for a rent with option to buy in a possible new home, which would suppose, together with more aid, a good opportunity to take that big step.
If you are between 20 and 35 years old and you are thinking of starting a new life, come to EUROMARKET REAL ESTATE in Benalmádena (Málaga) and we will help you find that house that allows you to achieve your goal. Do not hesitate and visit us.
More and more people decide to live alone, either out of necessity or conviction. That is why at EUROMARKET INMOBILIARIA in Benalmádena (Málaga) we know that the option of choosing a small apartment, a studio or loft, where everything is in one room, becomes a very recurring choice. It is true that for some people they can be claustrophobic, since we are talking about homes between 20 and 40 m2, although well organized they can be very practical, but for that, you must know how to get the most out of them.
For this reason, from EUROMARKET INMOBILIARIA in Benalmádena (Málaga), we teach you to take advantage of each space of this type of small homes and thus achieve a cozy home.
These types of homes do not usually have walls that serve as room separators, so you must have furniture adapted to the available space. In this way, you will preserve open spaces and give a feeling of spaciousness, always within its small dimensions. To do this, the furniture should be placed as close to the wall as possible so that there is enough space in the center. Thus, in addition, you will be able to move more freely around the house without encountering obstacles in between.
From EUROMARKET INMOBILIARIA in Benalmádena (Málaga) we know that not everyone likes to live in a single room, for this, even if you don't have walls, you can play with the position of the furniture so that at least, visually, it looks like you have different rooms, one to eat, another to sleep, another to live, another to work ... This will help you mentally not to overwhelm yourself with such a small space.
At EUROMARKET INMOBILIARIA in Benalmádena (Málaga), we provide you with a very effective solution to organize space. Knowing that a study lacks space across the width, a very good option is to take advantage of the height of the house to find that space. For this, wall shelves are the best allies to carry out this function. You will get a large storage capacity that will hardly make you lose space in the house. You will only have to hit the area in which to put these shelves and in the way to place all the objects, so as not to give the impression that the house is very loaded.
A practical tip is to put in the highest part, everything that you do not usually use a lot and take advantage of the lowest and accessible shelves, to put everything that you use frequently.
With this, you will be able to have everything controlled and organized, and also, allocate the storage furniture for the things you use the most, such as clothes, sheets, kitchenware, shoes ...
So you see that, with imagination and style, living in a small studio can be pleasant and cozy, all with maximum use of space.
If this is your preferred option or your alternative to becoming independent, do not hesitate, visit us at EUROMARKET INMOBILIARIA in Benalmádena (Málaga) and we will find that perfect studio that best suits your needs.
When someone decides to rent, they often have questions about home insurance.
From EUROMARKET INMOBILIARIA in Benalmádena (Málaga), we let you know something important and that is that in our country, whether you are an owner or a tenant, the law does not require you to have a home insurance contract.
That does not mean that it is not recommended, since it will protect you in the event of any mishap or damage that may happen in the home.
It is important to know the coverage that home insurance usually offers, to know what it protects us from. At EUROMARKET INMOBILIARIA in Benalmádena (Málaga) we know that there are many situations that can occur in a home and that, with good insurance, we can be reassured when covering any incident. From a fire, a water leak that floods our house, a robbery ... well, the risks are many and varied.
Therefore, although it is not mandatory, it is necessary and recommended to have home insurance.
It is interesting for both the owner and the tenant, although in general, the insurance is paid by the owner, that is why he is the owner of the house. But we can differentiate in which cases insurance may be interesting for the owner and for the tenant, both on the continent and in the content.
The continent is about those structural and construction elements of the house, such as the walls, floors, ceilings, electrical and water installations… that is, all the elements that make up the space of the house.
The content deals with those elements that are inside the house, furniture, books, clothes, jewelry, appliances, that is, all those goods that are inside.
As for the continent, at EUROMARKET INMOBILIARIA in Benalmádena (Málaga) we believe that it is interesting for the owner to take care of the insurance, to deal with possible pipe repairs, if the house catches fire or floods ... because if you don't have insurance , would have to bear the cost of such damage.
But there are two cases in which it would be interesting for the tenant to take out the insurance. One is, if you make any reform in the rented home and the other case would be if the owner does not have insurance.
Regarding the content, there are also certain cases in which it may be interesting to take out insurance for both the owner and the tenant. From EUROMARKET INMOBILIARIA in Benalmádena (Málaga), we consider that the owner must take care of the insurance, when he keeps his own objects inside the rented house or in a storage room linked to the house, and also when he rents the house with furniture and appliances . Many owners decide to rent the house fully furnished, to add value. Therefore, you are interested in being the policyholder.
But there are other circumstances for which the tenant will be interested, even though the owner has insurance, to hire a separate one, such as cases of theft of the home or deterioration or total loss of property. For these reasons, we recommend that the tenant take out insurance.
As you can see, the issue of home insurance in a rented home is a bit tricky, for that reason, from EUROMARKET INMOBILIARIA in Benalmádena (Málaga) we consider that two insurances are better than none, in order to be calm both by the owner and by part of the tenant and that no one is harmed by any misfortune.
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